Home affordability calculator

Start with income and debts to explore a home price that leaves room for the rest of your life.

1 Your information

Let’s make this specific to you.

Use a rough estimate if you are still exploring. You can update it as you learn more.

Monthly gross income

Use income before taxes for this lender-style planning estimate.Monthly debt payments

Include car loans, student loans, credit cards and other required payments.

What this number is:
A transparent planning estimate, not a lender quote or a promise. The assumptions are shown so you can adjust them.

Comfortable starting home price

$233,861

Based on a planning estimate of 28% of gross monthly income, less monthly debt payments.

Value you entered$7,600 / month

Planning estimate$233,861

Here’s how to use this result

Compare it with your savings, monthly budget and other purchase costs. A number becomes useful when you see how it fits into the rest of your plan.

Keep exploring

Try another assumption or use the complete planner to connect monthly sustainability with cash sustainability.

HomeMetrica estimates are for educational and planning purposes. Actual costs vary by lender, property, location and borrower.